Hello, if you have never held a credit card of our bank, you can apply in the following three ways: 1. Please log on to the credit card website/,select the credit card application-new customer application channel, apply for an appointment through the online banking platform of "Easy Appointment, On-site Service", and fill in the simple appointment information online, waiting for the bank's approval. If it is approved, an expert will handle it for you. If you want to do this, please confirm your region first, and whether our bank can provide free on-site appointment (the result will be displayed after selecting the province/city/region); 2. Please bring your original identity certificate, work certificate and financial documents to the business outlets of China Merchants Bank in person. 3. You can also call the customer service hotline 4008205555, select "3#" in the voice for credit card application consultation, and then select "1" to transfer the service specialist to register for you, and inform our local staff to contact you to confirm the application. Remind you that the issuance of credit cards is subject to the final audit results.