First of all, the customer service hotline of the work bank 95588 turns to manually confirm whether there is a credit card under your name. If yes: first find out whether the card has been opened. If the card has not been opened and the annual fee has been charged, you can complain directly and ask for the cancellation of all fees; If you have a card, check when you started to open it, how much money you owe, and check all the information. It is possible that your personal information was leaked and someone got a card. At the same time, apply to the bank to stop the card, and then report to the public security organ. Can I apply for exemption from all fees at the same time? If there is no card, it can only prove to be a liar.