E-account is a personal comprehensive account that realizes expenditure through electronic channels and mainly relies on personal online banking to handle investment and wealth management, fund collection and other businesses.
The electronic account of CCB refers to the registered account in real-name registration system opened through the electronic bank of CCB. Ordinary bank accounts will issue a card, but E account is not worth issuing, but the account actually exists on the Internet, and it can handle account business such as investment and wealth management.
CCB Dragon Comics:
CCB Dragon Card combines the functions of Dragon Card and Bank Card, and is an upgraded version of CCB Savings Card. It also adds the function of securities card, which can deposit and withdraw money (if you save money, you can deposit it at a fixed time or at a current time). Trading funds can apply for securities business without using fund cards as transit. There is also a time deposit function. The annual fee of CCB Dragon Card (savings card) is 10 yuan, but users can apply to cancel the annual fee of bank card.
The difference between the Dragon Card (savings card) of CCB and the Zodiac Card lies in:
Savings card is a financial payment and settlement tool with all or some functions such as consumption settlement, transfer payment, cash deposit and withdrawal, account management, etc. You must deposit first and then pay, and no overdraft service is provided.
Zodiac savings card is a dragon card specially designed and launched by China Construction Bank for children. It not only has the basic functions of the savings card, but also constantly introduces functions suitable for children and adolescents, which has good collection value.
The main function of a savings card is to save deposits. Cardholders can read and manually enter passwords through the electronic payment network established by the bank and the magnetic stripe of the card, so as to realize the functions of credit card consumption, ATM withdrawal, transfer and various payments. The expenses incurred through the card are equal to the decrease in the balance of the savings account. If the account balance is zero, the payment function of the card will also be reduced to zero. The application for a savings card is very simple, and you can get it right away without bank approval.
Application conditions for savings card:
Go to any branch of the bank with my valid ID card (such as ID card or driver's license). You must open a current account first. The account balance shall not be less than 10 yuan. Unstamped withdrawal account. Non-loss-reporting account, frozen account and normal account status.
Savings card fees mainly include annual fee, small account management fee, loss reporting fee, new card cost, cash withdrawal fee (including local interbank, remote bank, remote bank, overseas ATM, Hong Kong and Macao), transfer fee (including remote bank, remote bank, local interbank and overseas wire transfer) and online banking transfer fee (including remote bank, remote bank, local interbank and overseas remittance).