Each issue of Ping An Credit Card's bill will be settled by the system at 12:00 pm on the day of the bill. You can click "This Issue's Bill" in My Bill through Ping An One Account online banking the next day after the bill is generated. "Query.
If you change the billing date before the bill is generated, after the application is successful, the amount you previously consumed will be generated in the new bill. For specific billing conditions, you can refer to the bill and SMS notification received. ?
Ping An Bank Credit Card is the first credit business launched after the merger of Shenzhen Commercial Bank and Ping An Bank and was renamed Shenzhen Ping An Bank. In addition to the basic functions of credit cards such as credit consumption and cash advance, it also It has many special functions and provides cardholders with comprehensive security protection covering "safety in consumption, safety at home and safety in travel".
Ping An Bank Credit Card Center was established in 2000 and settled in Qianhai, Shenzhen in 2015. It was upgraded to a credit card franchise with secondary legal person qualifications and relatively independent operations.
Ping An Credit Card’s installment charges are as high as 9% for 12 installments, leading the listed banks.
Ping An Bank has the lowest non-performing loan provision ratio, approaching the policy red line; Ping An Bank has the lowest capital adequacy ratio, facing financing pressure; Ping An Bank has the lowest net interest margin, and is in a dilemma in adjusting its interbank business. Recently, reporters also received news from Ping An Bank credit card users: The overall level of Ping An Bank’s credit card installment fee rates is higher than that of other banks.
The reporter’s statistics found that the bank’s charges were the highest among all 16 A-share listed banks. Taking three-instal payment, which is widely used by consumers, as an example, Ping An Bank's monthly handling fee rate of 0.85% is 70% higher than that of Bank of Nanjing.
Reference material: Baidu Encyclopedia-Ping An Credit Card
Reference material: China Information Network-12-term handling fee is as high as 9%