16 number of personal credit accounts refers to the number of personal credit accounts in the 16 credit information system. Credit account refers to the credit products opened by individuals in financial institutions (such as banks, credit card companies and lending institutions). ), such as credit card, loan, mortgage, car loan, etc. Each credit product will generate a corresponding account in the credit information system to record personal credit information and repayment records. The number of credit accounts is one of the important indicators to evaluate personal credit status. The more credit accounts, the higher personal credit activity and the more diversified credit records. This has a certain impact on personal credit evaluation and lending ability.