It can be applied. Proof of social security payment is not a necessary condition for applying for a China Merchants Bank card. The conditions for applying for a China Merchants Bank credit card are: the applicant should be between 18 and 60 years old (25 to 60 years old for overseas applicants), have certain financial capabilities and have a good credit record. As for the chance of successful application, it mainly depends on the bank's review of your personal situation. The result of the credit card application is subject to the actual review of China Merchants Bank.

The necessary information required to apply for a China Merchants Bank credit card is: China Merchants Bank credit card application form, a copy of the front and back of the ID card (foreigners - passport and residence permit or employment certificate; Taiwanese - Taiwan Compatriot Card and employment Certificate; Hong Kong and Macao residents-return permit and employment permit/residence permit) and work certification documents issued by the unit.

If you can provide the following information, it will help to increase your credit limit, such as: copies of China Merchants Bank’s savings account slips in the past three months; original asset balance certificates for wealth management accounts opened by China Merchants Bank; copies of real estate certificates Copies of any utility bills (including my name) for the property in the past 3 months; a copy of my car driving license.