Credit card cash advance involves handling fee and interest: the handling fee is calculated according to each domestic transaction 1%, with a minimum of ￥ 10/ transaction; Overseas (including Hong Kong, Macao and Taiwan) is calculated at 3% of each transaction, with a minimum of 30 yuan or US$ 3 per transaction. Centurion card minimum 30 yuan/pen or 5 yuan/pen. From the trading day to the settlement date, interest will be charged at the daily rate of 0.5 ‰, with compound interest on a monthly basis.

Example: on June 1 day, 2,000 yuan was withdrawn, and the handling fee was 20 yuan. In addition, the interest is calculated from June 1, assuming that June 10 is paid off, then the current bill will be cashed with interest of 9 yuan.