Quick pass card is a contactless financial IC card that complies with the PBOC2.0 standard of the People's Bank of China. It integrates credit cards and electronic cash accounts; bank cards refer to approved commercial banks (including postal financial institutions) Credit payment instruments issued to the society with all or part of the functions of consumer credit, transfer settlement, cash deposits and withdrawals, etc., including credit cards and debit cards. Credit cards and electronic cash accounts are separate.

Bank quick pass cards are actually bank cards with quick pass function. Generally, bank cards with Quick Pass function have the "Quick Pass" logo on the card surface.

"QuickPass" is a contactless payment product under China UnionPay. Its function is that when cardholders use the card to pay for transactions, they do not need to enter passwords and signatures. As long as they support UnionPay QuickPass You can complete the payment with just a wave on the contactless payment terminal.

Although many bank cards now have the "Quick Pass" logo, not all bank cards. Those bank cards that do not have the "Quick Pass" function cannot perform "Quick Pass". Transactions can only be made by inserting or swiping the card at the POS machine, and then entering the password and signature.

Of course, in addition to bank cards, products that support Quick Pass function also include some mobile payment products that have reached a cooperation agreement with UnionPay. QuickPass also covers public service areas including supermarkets, department stores, shopping malls, convenience stores, pharmacies, restaurant chains and other places, as well as gas stations, tourist attractions and other public services.

The difference between quick pass cards and bank cards:

1. Quick pass cards are contactless financial IC cards that comply with the PBOC2.0 standard of the People's Bank of China. They combine credit cards and electronic cards. Cash account; bank card refers to a credit payment instrument issued to the society by approved commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposits and withdrawals, etc., including credit cards and debit cards, credit cards It is separate from the electronic cash account.

2. QuickPass cards can be used for small-amount payments directly on POS devices with the UnionPay "QuickPass" logo. "Quick Pass" is called small-amount offline payment, that is, for some relatively small amounts of consumption, there is no need to enter a password, no signature, and no need to "insert" a card. You only need to "wave" lightly on the POS machine. A way to make payments quickly; small payments with bank cards require entering a payment password or signature