"The common reasons why credit cards are reduced are as follows.

Tx behavior occurs and risk control occurs.

Although most credit cards All have the function of withdrawing cash, but malicious tx is not recognized. Once discovered, the credit limit will be reduced or even the credit card will be cancelled.

Overdue payment

Your credit card is overdue. If you don't repay the loan, your limit will naturally be reduced, and it will also affect your personal credit score.

Abnormal conditions occur on your credit card. For example, you have been living in China, but suddenly something happens. If there is a large transaction abroad in a day, the bank will reduce the limit and contact you to inquire about the situation in order to avoid fraud.

If you hold multiple credit cards

For example, you. If you have multiple credit cards and some cards are not used for a long time, or have a large limit but are rarely used, the bank will reduce your limit.

You can search on WeChat, check the data in depth, and click to query.

Get your credit card usage report and find out the real reason for the reduction of credit card limit, and you can effectively check the number. If your credit card is restricted because of overdue credit card, then pay off the debt quickly and use new card usage behavior to cover up the bad balance. Record; if there is suspicion of tx, you can call the bank's customer service hotline, provide relevant consumption certificates to the bank, and then apply to the bank to restore the credit limit. If the card swiping is abnormal, as long as you insist on normal transactions and abide by the card swiping rules, the credit limit can be extended. Bring it up slowly."