The black gold card entered China from 20 12. Because domestic policies prohibit foreign card organizations from issuing charge cards independently in China, American Express changed the Centurion series cards into credit card authorized banks to issue them in China. Such as Industrial and Commercial Bank of China and China Merchants Bank.
Black and gold cards cannot be applied independently. At present, they are only distributed to a few top customers by invitation. The application conditions for black gold credit cards are very strict. The first choice is to examine the customer's asset scale, asset liquidity, lifestyle, consumption habits and customer's contribution to the bank. It is a basic threshold to spend 2 million RMB in China or 6.5438+0 million RMB abroad every year. Generally, cardholders are members of Forbes, Hurun and other socially recognized wealth lists, or CEOs, presidents or chairmen of well-known enterprises. They are 35-60 years old, own many cars, luxury houses, enjoy private yachts and planes, and are recognized as powerful star entrepreneurs.