Different card issuers have different time requirements for applying for credit card withdrawal. For example, the Agricultural Bank of China requires users who withdraw their credit cards for the first time to hold them for six months, with an interval of three months thereafter; Ping An Bank can apply for a card three months after issuing the card, and once every three months thereafter. However, credit cards generally do not automatically withdraw the amount. Users need to apply to the issuing bank for cash withdrawal after meeting certain conditions, or the bank actively invites users with good credit to withdraw cash.