One is to cancel the card by telephone, and the cardholder can call customer service to apply;

The second is to sell cards at outlets. Cardholders can bring their ID cards and credit cards to any local outlets to cancel their cards. After completing the application form for account cancellation, the bank will report a copy of the cardholder's ID card and the completed application form for account cancellation to the head office. After a period of time, the cardholder can call to check whether his credit card has been cancelled.

In addition, for cardholders who return their cards but don't cancel their accounts, most banks still support the reactivation of credit cards, because the reactivation after card withdrawal stipulated by banks has its validity period. After a certain period of time, the account will be automatically cancelled. If you want to reactivate it, you can only re-submit the application materials to apply for a credit card.

Extended data:

Matters needing attention for credit card cancellation of Shanghai Pudong Development Bank:

1, which must be paid off according to the specific amount owed, accurate to the minute;

2. If online repayment is used, online banking should be cancelled in time.

3. Destroy the card immediately after cancellation (cut it off and burn it).

In addition, if the cardholder has done a manual card pressing transaction before closing the account, the cardholder will have closed the account before the merchant submits the card pressing form to the bank for entry, and the bank cannot settle the account normally;

On the other hand, if the cardholder is in consumption abroad or withdraws cash, it may take several days to settle the account. If the account is closed immediately, it will also affect the normal liquidation of the bank.

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