1. Suspected cashing leads to freezing.
Frequent use of pos machines for large cash withdrawals, especially cash withdrawals by capping machines, has caused UnionPay to doubt your credit. Banks will reduce your credit card limit, and if the circumstances are serious, they will directly seal the card.
2. Repeated overdue repayment
The solution is to repay in full as far as possible, or you can repay in installments and call customer service to ask for thawing. In this way, the amount may be reduced, but if there are not many overdue times, the general customer service will unfreeze.
3, two clear POS machine setting code, jump code.
At present, the market is full of second clearing machines. Because some of them adopt the big merchant model, the consumption records of credit cards are in a state of chaos! For example, if Zhang San lives in Guangzhou and he spends 100 yuan in a store, the registration information of the Qing Er POS machine used by the other party in the bank may be in another city. Once Zhang San spends money on the second-clearing POS machines of other merchants' classes that day, if he encounters the same situation, there will be credit card records in several different cities within one day, which is very easy to be monitored and seized by banks!
4. Be sure to swipe your card within the business scope, because the bank's risk prevention is very sensitive.
5, often in the network consumption, because online consumer banks have no profit.