Current location - Trademark Inquiry Complete Network - Overdue credit card - How many credit cards do you have in CCB? Are quotas shared?
How many credit cards do you have in CCB? Are quotas shared?
How many credit cards does CCB have? Are quotas shared? Yes Credit line sharing of multiple CCB credit cards under the same cardholder's name. For example, the credit limit of A card is 10000, and the credit limit of B card is also 10000. If card A uses 65,438+00,000, card B will have no credit limit. If the B card uses 6000, then the A card can still use 4000. If the landlord wants the new card to have a higher quota, then don't apply for a card, and don't handle it through online channels. It is best to apply for a new card according to the process of applying for a new card at the counter of the outlet, that is, to provide some personal financial proof, which will be more conducive to re-issuing the new card quota. However, why should we manage several cards of the same bank? That's because different cards have different functions. For example, I have three CCB credit cards with a quota of 20,000 yuan, a double-label GSM payment card, a hot-purchased credit card UnionPay single-label card and an ETC credit card. The division of labor is clear. The global payment card is used for Haitao or going abroad in the future, and the hot purchase card is brushed locally, which has many benefits. Moreover, UnionPay has a strong activity and ETC is high-speed ~ So now the function of credit card is king, and all major banks are competing for the function of credit card, and the quota can be gradually increased ~

Are the limits of the two credit cards shared by CCB? 1. The lines of all credit cards (including supplementary cards) under the name of CCB are shared, and the sum of overdraft lines of all cards cannot exceed the line of the card with the highest line.

Note: If the user holds a dual-currency card, the quota of RMB and foreign currency is also shared.

2. Withdraw cash by credit card:

CCB credit card has the function of cash advance (cash withdrawal), and users can withdraw RMB cash at the counters of CCB outlets in China, ATMs or other ATMs with UnionPay logo; Use VISA, [PLUS], MasterCard, [CIRRUS], JCB or unionpay posted overseas to withdraw local currency from ATMs and bank counters.

In order to ensure the security of users' accounts, it is necessary to enter the consumption/withdrawal password at present. The cash advance limit is set according to the user's card usage, which generally does not exceed 50% of the user's credit limit and cannot exceed the current available credit limit of the card (credit limit-used credit limit). Cash advances have no interest-free period.

Is the credit line of CCB shared? Yes

The main card amount of CCB credit card applied by individuals is shared, no matter how many cards you apply for, the amount is shared.

For example, the credit limit of card A is 10000, and the credit limit of card B is 10000, which means that two cards can use 10000 in total. When one card runs out of 1W credit limit, the other card cannot be used.

Is the credit card limit of CCB shared? Yes, it is.

For individuals, no matter how many CCB credit cards are handled under their names, the quota is shared.

For example, if both Card A and Card B have a quota of 20,000, then after Card A has a quota of 20,000, Card B cannot be used, and the available quota of Card B will be restored according to the repayment amount of Card A.. If you return 10000 yuan, you can swipe the B card of 10000 yuan.

More than 80 credit cards, I applied for more than 50 credit cards from CCB (quota sharing) and issued 30 credit cards (quota sharing). Too many credit cards is not a good thing! Personal credit can be inquired in the People's Bank of the provincial capital city!

Zhang, are the limits of these two credit cards shared? If it is a CMB credit card, it is shared.

Do you share the credit limit of multiple credit cards with the bank? Yes, the credit line is shared, but be careful. Some banks just put a card in when you repay the loan, but some banks, such as Bank of China and Industrial and Commercial Bank of China, put all cards in.

You can share the credit card with the highest credit limit, but it cannot exceed the limit of your single card. So there is no need to apply for multiple credit cards.

The limits of all credit cards (including supplementary cards) under the same name are shared, and the sum of overdraft limits of all cards cannot exceed the limit of the card with the highest limit.

Are the two credit card limits shared in the same bank? Generally speaking, yes,

Usually the bank will issue a card with the same name.

You can share a quota.