2. If you have outstanding debts, you need to make up the arrears before closing the account. When canceling the account, you should bring your valid identity certificate and the original card. If it's not convenient for me to close the account, someone else can help you.
3. The agent must bring his original valid identity certificate and the power of attorney written by the client when handling the account cancellation business. For telephone handling, you need to call the credit card hotline of China Construction Bank at 95533.
4. Transfer to manual acceptance business, apply for account cancellation directly when connecting manually, and provide relevant information at the same time. If there is no debt after checking the information, you can close the account normally.
1. How to cancel the bank card: Pay off all bills, and pay attention to no balance overflow. Before we cancel the card, we need to confirm whether we have paid off all the debts on the current card. Apply to the issuing bank for account cancellation, and pay attention to the difference between card cancellation and account cancellation. There are two ways to return the card: call the customer service hotline of the issuing bank, follow the voice prompts to complete the relevant operations, and ask the customer service to return the card; Apply for cancellation of credit card through online banking or holding a card at the counter of the local issuing bank. Wait for the inspection period and confirm the cancellation of the card. Usually, the inspection period of banks is 45 days, and some banks may be within three months. After applying for cancellation, the credit card will not be cancelled immediately. Generally, all banks will have a "settlement period" of 45 days, and some arrears may not appear on the bill when applying for card refund. After this time, you can confirm whether the cancellation application is successful. Cut off the credit card that has been successfully cancelled. In order to avoid the theft of credit cards and personal information, remember to cut the abandoned credit cards along the magnetic stripe after the card is successfully cancelled. If the credit card is lost when applying for card cancellation, in order to ensure privacy and safety, it is best to apply for loss reporting first, and then go through the formalities of card cancellation.
I suggest you think twice before canceling your bank card, and don't blindly cancel your bank card, which will bring a lot of unnecessary trouble.