While credit cards bring convenience to our lives, we also encounter some criminals who use them to commit fraud. How to prevent it in daily life? Let me teach you a few tricks below.
How to use credit cards more safely
Pay attention to when using credit cards for consumption
Most people apply for credit cards for consumption, so when we use them for consumption Please note: when making purchases in public places, try to keep your credit card within your sight to prevent some criminals from using credit cards to make purchases. When entering the password, cover it with your hand to prevent prying eyes. When signing, carefully confirm whether the transaction amount is correct, and remember to take the card back in time after consumption.
Do not disclose personal information easily
Nowadays, many businesses or websites take advantage of the opportunity to conduct activities to allow customers to leave some private information, such as ID number, credit card account number, bank card number, etc. . I would like to remind everyone not to disclose personal information easily unless it is a formal company or website with high credibility. Some people like to use credit cards to shop online, and some unscrupulous merchants sometimes take advantage of this opportunity to conduct fraudulent activities. Everyone should also pay attention! Also, it is best not to borrow your ID card or anything else casually, lest some people use it to make malicious overdrafts on credit cards. Do not lend a copy of your ID card. Please pay attention to the purpose of your ID card every time you need to use it to avoid loss of personal property.
Remember the customer service phone number of the bank where you open your account
When using a credit card, do not easily trust mobile phone text messages related to consumption, and do not easily call the number that sends text messages to inquire. We should remember the customer service number of the bank where we opened the account, and call us directly if we have any questions to prevent ourselves from being deceived.
Be cautious when shopping online
Nowadays, many people like to use credit cards to shop online. After shopping, some merchants will ask us to send you your account number and password, and we can deduct the money directly. When encountering this situation, never reveal your account number and password. It is recommended that when buying things online with a credit card, you should choose some guaranteed and well-known websites to make purchases. When entering a bank's website, it is best to log in directly to the bank's official website instead of entering through other links to prevent some unscrupulous websites from taking advantage of this opportunity to defraud account numbers and passwords.
Do not disclose credit card information
In life, we should not easily disclose credit card information, including credit card account number, password, expiration date, etc. This is also an important aspect of preventing fraud. We must protect our credit card information and do not throw away the paper containing the credit card information. If there is a card number record on the shopping list, it is best to shred it before throwing it away to prevent criminals from using the card number to commit fraud.
Notes When we open a credit card, it is best to enable the SMS reminder function. In this way, you can receive credit card updates at any time and be informed of any situation at any time. If problems arise, you can quickly respond to the bank or public security department.
Reference materials Summary of personal life experience The content of experience is for reference only. If you need to solve specific problems (especially in the fields of law, medicine, etc.), it is recommended that you consult professionals in related fields in detail.