Easy to talk to. According to the official website of Zheshang Bank, it is easy to negotiate credit card installments. Zheshang Bank is the twelfth joint-stock commercial bank in the country established with the approval of the China Banking Regulatory Commission. Its full name is "Zheshang Bank Co., Ltd.", and its English abbreviation is "CZB" . The registered capital is 11.506872431 billion yuan, and the head office is located in Hangzhou.