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Credit cards receive warm reminders and are standardized.
does the subject want to ask, "Why do credit cards receive a warm reminder to regulate the use of credit cards?"? Prevention of abuse, preferential activities and rights, and legal compliance.

1. Prevention of abuse: Abuse of credit cards will lead to excessive debt burden of users or damage to credit records. Through warm tips, issuers can remind users to use credit cards reasonably, avoid exceeding personal repayment ability, plan consumption reasonably and prevent debt accumulation.

2. Preferential activities and benefits: Tips will remind users of the special preferential activities, cash back or points accumulation enjoyed by credit cards, so as to help users make full use of their credit card benefits.

3. Legal compliance: Credit card use is restricted and regulated by laws and regulations. Tips can remind users to abide by relevant laws and regulations and not to use credit cards for illegal transactions or illegal activities to avoid breaking the law.