Have you ever thought that one day you will be scammed online?

Many parents feel that online fraud is far away from them. Even if scammers come, they are still alert enough.

Wrong, wrong! Scammers can’t lie to you, but they can lie to your children.

In recent years, the victims of online fraud have become younger and younger, and scammers are extending their dirty hands to children everywhere.

Just a few days ago, Xiaokong (pseudonym), a 12-year-old girl from Suzhou, was taking online classes on her mother’s mobile phone when a strange QQ account kept adding her as a friend.

Just after adding a friend, the other party came up and threatened Xiao Kong.

The other party (liar) claimed that he was a police officer in a certain place and said: Your parents are suspected of fraud and their account has been frozen. You must unfreeze the account within 30 minutes, otherwise your parents will be arrested. Go to jail.

Xiao Kong was horrified when she learned that her parents were going to jail. In fear and worry, she followed the instructions and fell into the trap that had been designed by the scammer step by step.

The scammer sent Xiaokong a QR code and asked her to transfer the money twice. He also warned Xiaokong not to tell her parents and asked her to delete the verification code text message.

In this way, Xiaokong transferred 7,000 yuan to the scammer.

Fortunately, the mother entered the house in time and immediately called the police after discovering that her daughter had been deceived.

When netizens saw this news, some criticized parents for being so arrogant that they actually told their children the payment password.

Some netizens denounced the scammers as cunning because their own children have also been deceived.

During the summer vacation, children are exposed to mobile phones and the Internet almost every day. Children's vigilance is often very low, and the tricks of scammers are endless and difficult to detect.

If parents do not provide their children with anti-fraud knowledge in time, it is very likely to cause huge losses to the family!

Also during the online class, Xiao Min (pseudonym) from Jinjiang, Fujian Province also fell into the trap!

On March 5, 2020, a message suddenly appeared on the screen of Xiao Min’s mobile phone:

“Recharge any amount and get 10 times the rebate.”

This advertisement that popped up inadvertently made Xiao Min very excited.

According to the other party’s request, Xiao Min scanned the QR code and paid 500 yuan in two installments.

I originally thought about waiting for the interest to be collected, but I didn’t expect that the scammer had already laid a "drag and trap" waiting for Xiao Min to be fooled.

The scammer tempted Xiao Min step by step: "You have to pay 10 times to get cash back, otherwise the previous money will not be refunded."

Once, twice... Before it reaches 10 times, I will be out of money.

Under the instigation of the liar, Xiao Min accidentally picked up his father's mobile phone.

As if by magic, the numbers on the phone screen turned into cash that was about to be repaid in Xiao Min's eyes.

Xiao Min, who was only thinking about getting cash back quickly, did not expect that she had already jumped into this bottomless pit-like network.

In the end, Xiao Min walked away with more than 160,000 yuan!

For an ordinary family, 160,000 yuan is by no means a small amount. It is a heavy blow!

Mom and Dad worked hard for several years and saved their hard-earned money through frugality, but in an instant it fell into the pockets of scammers.

How abominable!

Having said that, I have to tell you one thing. I have also been scammed online.

About 2017, it was the summer of my second year in Beijing.

During that time, a friend went to Thailand and posted the location and beautiful photos on Weibo.

One day, I received a private message from this "friend" on my Weibo asking for help. She told me:

Her money was stolen in Thailand, and her mobile phone was unable to log in to WeChat due to roaming restrictions. , can you lend her 4,000 yuan to buy a plane ticket? If you don’t lend her money immediately, the plane ticket will be canceled and you will not be able to return to your country.

I am also very anxious when I see "friends" encounter emergencies abroad.

Actually, I thought about whether someone might be impersonating her, so I sent her a WeChat message. I waited for half an hour but she didn’t reply.

At this time, another private message came from Weibo, urging me to transfer money. She was too anxious and told me that I could not receive the red envelope sent by WeChat and asked me to transfer the money directly to my bank card through WeChat.

When there was no reply to my friend’s WeChat message, I got excited, believed it, and transferred the 4,000 yuan in my card to her. (It was more than half of my salary at the time... I was so impulsive!)

After receiving the transfer, the "friend" saw that I was so easy to cheat, so he made up another reason (specifically I forgot), creating a very urgent and fearful atmosphere, asking me to lend her another 4,000 yuan immediately.

After searching, I found that this kind of scam had deceived many people.

I was already in a rhythm and was very impatient. I immediately reported it to my other friends and my mother. Borrow money.

At that time, Teacher Xiaoxue was about to go out for business. Seeing that I was so anxious, he transferred 3,000 yuan to me without asking me any questions.

But after I transferred money twice in a row, my Weibo private messages suddenly went silent.

At this time, my mood stabilized and I gradually realized that something was wrong!

I quickly clicked on the avatar and screen name on the private message, and when I entered, it turned out to be an empty Weibo!

The scammer stole my friend’s Weibo avatar, then added a space in the middle of her Weibo name to create a fake Weibo.

Then he stole my friend’s photos and copywriting in recent days and copied several Weibo posts to create an illusion.

As long as you encounter a careless person like me and don't scroll down, you won't find out what's going on here.

At this moment, a friend on WeChat replied to my message, saying that I had just gone swimming and my phone was on the shore but I didn’t see it.

Alas...I felt so regretful, aggrieved, and annoyed at that time!

A scammer defrauded me of 8,000 yuan twice. I didn’t have it myself, so I foolishly asked others to borrow it and put it into the scammer’s pocket.

In fact, if you calm down and think about it, this scammer has many loopholes.

1. I can’t log in to WeChat, but why can I log in to Weibo?

2. When the scammer sent me a private message on Weibo, there were spaces between some words, for fear that the message would be blocked.

3. There is a space in the middle of the Weibo name. It is a fake Weibo name, but I didn’t notice it.

4. There are only two pieces of content on Weibo. If I scroll down more, I can easily find that it is a fake Weibo.

After I was deceived, I asked several close friends. They all received private messages on Weibo, but none of them believed it.

The friend who was impersonated felt very guilty when he learned that I had been defrauded of so much money. He kept comforting me and even gave me a gift after returning home.

Before that, I always thought that online fraud was far away from me and would never happen to me.

After that, I regretted why I had no anti-fraud awareness and easily let scammers take advantage of me.

In the end, I never got back the 8,000 yuan I was defrauded of.

If one learns from every experience, the lesson I learned is not too serious. I frugally spent one month and returned the money to my friend.

In recent years, scammers have used endless tricks, such as playing games, adding friends, pop-ups on web pages... Adults are all fooled, let alone children.

If it really causes serious financial losses to the family, it will be really regrettable.

I have collected common tricks used by scammers. I hope that after reading this, parents will educate their children in time to prevent problems before they happen!

1. Online game fraud

In recent years, children have become obsessed with games such as Chicken Dinner and Glory of Kings. Scammers have targeted this "business opportunity" and used game coupons, Game skins, power leveling, account transfer and other methods attract the attention of primary school students.

A primary school student saw someone selling his account on the Honor of Kings forum, but was defrauded of 150 yuan in less than a minute and was blacklisted.

Coincidentally, Liangliang, a primary school student in Hangzhou, fell into a deposit scam set up by a game anchor in order to rent a premium account.

The deposit was doubled step by step, Liangliang transferred money 8 times, and a *** was defrauded of more than 10,000 yuan.

If your children also like to play games, please patiently tell them about these scams. It is okay to play games in moderation, but never pay for your own "innocence"!

2. Mobile phone fraud

Last February, it was the time when children were taking online classes collectively.

A 12-year-old child in Baoding was taking online classes on his mother’s mobile phone when a QQ update caught his attention.

"If you are playing with your parents' mobile phones, message me privately to get a mobile phone for free."

In this way, the child who is greedy for petty gains added a scammer as a friend, and the scammer told him :

"Scan the QR code to pay, but it will show that the payment failed and the money will not be transferred, so you can get the mobile phone."

In the end, the child swiped away 8,900 three times. Yuan.

3. Scam money by renting WeChat ID

On February 11 last year, 13-year-old Xiaoyang was taking online classes on his mobile phone and discussing exercises with his classmates on QQ.

When Xiaoyang was away on business, he casually added a stranger’s friend request.

After the scammer greeted Xiaoyang warmly, he told Xiaoyang that he could scan the QR code to receive the red envelope. After Xiaoyang received the red envelope, the scammer immediately offered to rent Xiaoyang’s WeChat account to use Meituan to increase reviews and orders. I will give rent to Xiaoyang later.

But the conditions are to provide relevant information such as Alipay and WeChat, and to pay a deposit of 700 yuan.

The unsuspecting Xiaoyang transferred 700 yuan to the scammer, and then gave the other party the Alipay payment code.

In the end, more than 170,000 yuan was swiped away!

When these scammers commit fraud, they don’t care whether you are an adult or a child, or whether you have difficulties in life.

They cast a wide net, no matter whether you have money or not, they can get a little bit, and how many parents have been defrauded of their hard-earned money!

4. Scamming money through red envelope rebates

When I was still taking online classes, a girl suddenly received an "invitation to join the group" from a good friend.

After the girl joined in, she discovered that someone in the group had been sending rebate messages.

The girl only gave out 100 yuan at first, but when she didn’t see the money coming back, she became anxious.

Scammers take advantage of this mentality and carry out a second round of fraud.

Instruct girls to use WeChat to scan QR codes to pay, to fill the loopholes in previous credit card payments.

In just a few minutes, the girl was defrauded out of 20,000 yuan.

As children resume classes online, scammers also rush to "return to work." They target children who are inexperienced in the world and set traps full of temptations.

These seemingly "legal" routines are actually conducting illegal money transactions behind the scenes, which sometimes makes it difficult for parents to complain, the police to thoroughly investigate, and the courts to file cases.

The scammer fled, leaving only the deceived children and angry parents facing the endgame alone.

Therefore, parents must popularize common scams to their children, remind them which ones are scams, and let them have the ability to distinguish.

Be wary of friend applications and advertisements from strangers on WeChat, QQ, Weibo, etc., and do not scan codes casually.

Establish a correct view of money for children. There is no pie falling from the sky. Everything that seems to be obtained for nothing has a trap behind it.

If you encounter a liar, you must stay calm. Don’t worry about being beaten or scolded by your parents. Don’t panic, and don’t tell the liar your concerns.

The correct approach is: stay calm and stop losses in time! Immediately take screenshots to retain evidence, seek help from parents and call the police.

In fact, no matter how many tricks the scammer has, he only has one goal: money.

Most of their methods are to let the victims taste the sweetness first, and then fish for the big fish in the long run.

Tell your children that as long as "money" matters are involved, they must remain highly vigilant and never believe anything the other party says.

What you really want to believe is always your parents.

Finally, let me tell you a "three no, one more" formula to prevent fraud, which must be taught to children and family members around them:

Do not click on unknown links,

Do not trust unknown phone numbers.

Personal information will not be disclosed.

All transfers and remittances must be verified.

If you like today’s article, remember to click “Like” and “Reading” to let more people know about these online fraud scams, and remember to share it with people around you.

Don’t let scammers take advantage of the Internet and get away with it!

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