Detailed explanation of the cancellation method of Agricultural Bank of China credit card

There are two ways to cancel Agricultural Bank of China credit card: telephone and branch. First of all, canceling by phone is the most convenient way. Call the customer service hotline 800-819-5599 and confirm that there are no outstanding balances and additional charges (such as annual fees) on the credit card. You can apply for cancellation and the bank will notify you later. Be sure to ensure that the account balance is zero before canceling. If there is any debt, it must be repaid first.

Secondly, cardholders can bring their ID cards and cards to any Agricultural Bank of China branch to handle cancellation procedures face to face. When logging out, make sure you are actually no longer using it, as once decided, the process is irreversible. Before canceling, make sure there are no outstanding balances or excess deposits on the credit card, and dispose of these balances if necessary.

Among the cancellation notes, if the card is lost, it can only be processed at the counter. If there is a new bill within 45 days after canceling the card, the responsibility will still be borne by the cardholder. The bank will contact you two months before the card expires. If you no longer use the card, you should notify the bank in writing one month before expiration. If the card has not expired yet, be sure to handle the relevant matters before expiration.

Canceling by phone may take some time. It is recommended to confirm again 46 days after canceling the card. After logging out, remember to cut off the magnetic strip to ensure the security of your account. Finally, as one of the four major state-owned banks, Agricultural Bank of China occupies an important position in the global financial system and provides diversified financial services.