Contact customer service of overdue bank. You can call the bank where your credit card belongs to check your credit card account. There is usually a credit card service hotline on the card surface.

1. Express repayment willingness to the bank: Never ignore overdue credit cards. First of all, you should get in touch with the bank, show your current economic situation and express your willingness to repay.

2. Keep the phone open: the bank staff will continue to contact you after the deadline, but don't deliberately avoid these calls. After the phone call, you should be clear about your repayment willingness and current economic pressure in time and beg for a certain extension.

3. Strive for interest-free installment: I hope that the bank will negotiate and customize a reasonable repayment plan, strive for the opportunity of interest-free installment, rationally plan repayment, and avoid the risk of prosecution.