1. Introduction of credit card limit of Postal Savings Bank

The credit card limit of Postal Savings Bank is determined by many factors. The Postal Savings Bank will verify the credit card limit according to the information and credit status provided by the credit card holder at the time of application, which is the maximum limit for the cardholder to overdraw consumption and withdraw cash. For holders of multiple credit cards issued by postal savings, the maximum credit limit of each credit card held in the cardholder's name is used as the credit limit, not the sum of the credit limits of multiple credit cards.

The credit card limit of the Postal Savings Bank is usually related to your current monthly income, employment industry, occupation and credit information, assets, etc. If you are applying for a credit card for the first time, and you have no loan record, and you are working for a short time in your company and an ordinary employee, then your credit card limit will be relatively low. If you have applied for a credit card, have a good personal credit record and can provide proof of assets, the credit card limit will be relatively high. The amount of ordinary white-collar credit cards ranges from several thousand yuan to tens of thousands of yuan. The first credit card is usually very low. It is recommended that you insist on spending by credit card after receiving the card and repay it in full and on time. Keeping a good record of card use will help increase your credit card limit.