1. If you apply for a credit card by card, you need a card for 6 months and you don't need to make a statement. Therefore, as long as your credit record is good, the success rate is still quite high.

2. According to the use time, credit limit and bad record of the previous card. If the record is good, it is helpful to apply for a new card, and the success rate of credit card is relatively high. The processing time is the same as the normal card processing time, about fifteen working days.

in general, the cardholder can take the original credit card as proof of financial resources and show the original ID card, so that he can apply for another credit card in another bank on the basis of the original cardholder's card.