There are many things you want to have in life, but they all require effort and price. If you want to own them in advance, you must be able to withstand the pressure of debt.

First of all, credit cards can be used to purchase goods in installments, with options of 6, 12 or even 24 installments. However, there are handling fees, which are stipulated by different banks.

Secondly, after swiping the card once, if you have difficulty repaying temporarily, you can choose to repay with the minimum repayment amount (usually 10% of the consumption amount). It will not affect your credit, but you will have to pay every day from the date of consumption. Five percent interest.

Of course, the above methods are all temporary measures. The only advantage of a credit card is that it has a 30-45 interest-free period that can be used.

Arrange it according to your actual situation. The use of credit cards will become more and more common in the future.