How to reissue CCB's lost credit card
The handling fee for reporting the loss of CCB's credit card is 5 yuan for each card, and there is no extra charge for renewing the card.
steps/methods:
1. report the loss orally
if the cardholder can't go to the bank card department in time, he can report the loss by phone, but he must go to the business outlet of China Construction Bank to report the loss formally within 72 hours, otherwise the report will be automatically released after 24 hours.
2. loss reporting at outlets
if a cardholder loses his bank card, he can apply for loss reporting at a nearby CCB outlet. Any CCB outlet can apply for loss reporting without going to the card issuing outlet.
the application for loss reporting by outlets belongs to formal loss reporting. The formalities for formal loss reporting are as follows: the cardholder should fill out the application for loss reporting, submit his identity document, and pay the loss reporting fee and the loss reporting replacement fee.
the cardholder shall bear all the economic responsibilities of the card before and within 24 hours after the loss is reported.
if the cardholder finds a bank card after reporting the loss, he can cancel the loss reporting item. Fill in the application for cancellation of loss reporting, and the original loss reporting fee and loss reporting replacement card fee will not be refunded after cancellation of loss reporting.
CCB card loss replacement process.
the process of bank card replacement:
1. After the CCB card is lost, first report the loss by phone and call the CCB customer service number (95533), and follow the voice prompts, but the loss by phone is not a formal loss report.
2. To officially report the loss, you need to go to any CCB outlet where the card is located, and you don't need to go to the bank, just bring your ID card.
3. Go to the banking outlets, fill in the application form for loss reporting, and report the loss of the card as required. After 7 days, you can apply for a new card with your ID card and loss reporting form. However, the online bank will not reissue the new card until it is reopened, and all the business and money in the old card can be transferred to the new card.
4. CCB can apply to the bank for a replacement card if the credit card is damaged. If the card is lost, you need to report the loss first and then apply for a replacement card.
Precautions for loss reporting of bank cards: Banks usually charge a loss reporting fee. You need a bank card to report the loss. If you forget, you can check with the issuing bank with your ID card.
you need to report the loss of your bank card first, and apply for a new card after a certain period of time. You can only withdraw money after you get a new card. Generally, you need to call CCB's credit card customer service hotline to handle it manually. It will be sent after 3 working days of business card printing, and it will be sent by registered mail of China Post. Generally, it can be received within 1 days, and you can request to send it by EMS (express delivery).
what are the main differences between formal loss reporting and oral loss reporting?
1. Telephone loss reporting and oral loss reporting belong to temporary loss reporting, and formal loss reporting means that the customer handles formal written loss reporting at the counter with his real-name certificate and password (except password loss reporting) recorded when opening an account.
2. There is no charge for temporary loss reporting of credit cards. After cancellation, the card can be resumed, and the handling fee is charged for formal loss reporting, and it cannot be resumed after loss reporting.
3. Temporary loss reporting has a valid period, usually 5-7 days, and it will become invalid as soon as the time comes. Formal loss reporting cannot be lifted or resumed.
after reporting the loss orally, the account payment will be stopped, and all account transactions cannot be operated, and mortgage deduction cannot be made, but remittance can be received. After the formal procedures for reporting the loss, there are two types: stop payment card and stop payment account. If the stop payment account is used, all payment transactions cannot be operated. If the stop payment card is used, you cannot save money or spend money, but you can pay on behalf of it and deduct money from the mortgage.
How to reissue the lost card of China Construction Bank
The process of reissue the bank card of CCB:
1. After the card of CCB is lost, first make a phone call to report the loss, and follow the voice prompts, but the phone call loss is not officially reported.
2. To officially report the loss, you need to go to any CCB outlet where the card is located, and you don't need to go to the bank, just bring your ID card.
3. Go to the banking outlets, fill in the application form for reporting the loss, and report the loss of the card as required. After 7 days, you can apply for a new card with your ID card and report the loss. However, the online bank will not reissue a new card until it is reopened. The business in the old card and all the money can be transferred to the new card.
4. CCB can apply to the bank for a replacement card if the credit card is damaged. If the card is lost, you need to report the loss first and then apply for a replacement card.
Precautions for loss reporting of bank cards: Banks usually charge a loss reporting fee. You need a bank card to report the loss. If you forget, you can check with the issuing bank with your ID card. If the bank card is lost, you need to report the loss first, and apply for a new card after a certain period of time. You can only withdraw money after you get a new card. Generally, you need to call CCB's credit card customer service hotline to handle it manually. It will be sent after 3 working days of business card printing, and it will be sent by registered mail of China Post. Generally, it can be received within 1 days, and you can request to send it by EMS (express delivery).
the regulations of different banks are similar. It is divided into temporary loss reporting and long-term loss reporting. Temporary loss reporting is 7 days, long-term loss reporting is invalid after formal loss reporting. Generally speaking, it takes 7 days to report the loss orally and in writing * * *, subject to the formal report in writing.
after the formal written report of loss, the oral report of loss will automatically become invalid. If there is no written report of loss, the frozen account will be automatically deactivated after the validity period, and the oral report of loss can be continued. If it is an ordinary debit card, it can be done at that time (the next day) after the written loss report expires, and the account will be automatically transferred to the new card, and the new card will have a new account number. After entering the new password, it can continue to be used at that time. The loss reporting fee is 1 yuan each time, and the replacement card fee is 5 yuan each time. If you want to continue using your previous account, ask the bank.
when reporting the loss orally, you need to check the card owner's ID number, account opening date, balance and other information, which is valid for 5 days. That is, the day of reporting the loss is the first day and ends at : am on the sixth day. For example, on the 18th, the report of loss will be reported until : a.m. on the 24th, and the period in between is the validity period of oral report of loss. After 24 o'clock, it will automatically "unhook".
This is the end of the introduction about how to reissue CCB's lost credit card and how to reissue CCB's lost credit card. Did you find the information you need?