1. You can go to the counter of China Merchants Bank with your ID card. At the same time, the daily average assets of China Merchants Bank last month were required to be fully converted into RMB 50,000 (inclusive) under the same ID number and the same account name.

2. After the application is successful, it usually takes 3-5 working days in the same city. After 7 working days in different branches, I (non-agent) must bring valid identification and application confirmation receipt to the counter of the designated card-issuing bank when opening an account.

3. Designated handling fee for card collection in different places: 2% of the account balance, with the lowest in 0 yuan and the highest in 30 yuan.

Precautions for credit card use:

1, calculate the interest-free repayment period, and enjoy the 56-day interest-free repayment period promised by the bank at any time.

2. Don't overdraw According to the "Measures for the Administration of Bank Card Business" and the customer's agreement, the cardholder does not enjoy the interest-free period when using the credit line approved by the issuing bank, that is, the overdraft interest is paid from the date of overdraft.

3. Credit card withdrawal does not enjoy the interest-free period, but interest is calculated from the date of withdrawal and the interest is calculated from the date of overdraft.