How to apply for a temporary limit for Pudong Development Credit Card

1. How to apply for a temporary limit for Pudong Development Credit Card:

1. If you want to apply for a temporary limit for Pudong Development Credit Card, the easiest way is Call the customer service number and inform the customer service of your needs. If you meet the conditions, you can get a temporary credit after passing the review;

2. Each bank has its own online banking. You can log in to the Shanghai Pudong Development Bank online banking and find Card Management-Temporary Limit Application, follow the prompts to fill in the amount you need, and then click Submit Application to know the result of the limit increase;

3. If you are close to a Shanghai Pudong Development Bank branch, you can go to Shanghai Pudong Development Bank Apply for a limit increase at a bank outlet.

2. Application conditions for temporary credit limit of Shanghai Pudong Development Bank:

1. Applicants must use Shanghai Pudong Development Bank credit card for four months;

2. Only one month is allowed If you increase the limit once, you can apply for a second temporary limit one month after the first increase;

3. Cardholders applying for a limit increase must maintain a good credit record and cannot have Cash out and other illegal transactions.

Is it easy to raise the temporary limit of Pudong Development Credit Card?

Applicants generally can get the result immediately after submitting the application for the temporary limit. Generally, as long as they meet the conditions for applying for a limit increase, they can The specific amount of temporary quota that can be applied for is determined based on the score of the applicant by the bank system. Generally, the temporary quota is valid for one month, and after expiration, the quota will return to the original quota.

Here are some tips for increasing your limit:

1. Banks also want to make money. If cardholders often use credit cards to make installment purchases online, let the bank earn from it. In terms of interest, the bank will be happy to help the cardholder increase the credit limit, or repay the credit card bill in installments after consumption, allowing the bank to earn some interest, which is very helpful for increasing the credit card limit.

2. Use credit cards more for consumption. Whether it is shopping, eating or paying for daily living, those who can use credit cards should use credit cards, and use more types of consumption to increase the activity of card use; it is best to use credit cards every time More than 80% of the monthly consumption limit;

Be careful not to always choose to pay only the minimum repayment amount when applying for installment repayments. This will make the bank think that your repayment ability is limited, which is not conducive to improvement. Quota.

Disclaimer: The content of this article cannot be used as a basis for investment. Investment is risky, so be cautious when entering the market.