If it is a China Merchants Bank credit card, the minimum repayment amount is the minimum amount that needs to be repaid in the current month when using revolving credit. The minimum repayment amount is listed on the current bill.

The minimum repayment amount for each installment is calculated as follows:

The minimum repayment amount = 10 for all general transactions on the credit card account 100 for all outstanding installment transactions in the account 100 The unpaid portion of the minimum repayment amount of the previous period 100 The total amount used in excess of the account credit limit 100 Fees 100 Interest

As long as you repay the minimum amount of the bill before the due payment date, no late payment fees will be incurred , it will not affect your personal credit, but it will generate recurring interest. All consumption in the current period will accrue interest from the accounting date (usually the second day after consumption), with a daily interest rate of 0.05%, until you are all Until it is paid off.