The result is as follows: First of all, the available balance in your card is less than that in 400 yuan, so when you pay A yuan in the first installment, the available balance becomes more A yuan.

Secondly, there are fees and interest in installments, and this fee is slightly different for each bank.

The handling fee is the installment fee. If it is B yuan, then B is closely related to the number of stages. The more installments, the higher the handling fee.

Only the customer service girl in the bank calling card center is the most accurate.

Needless to say, the result of interest, after you pay it back, the total amount must be above 600. The specific amount is still the same as the handling fee. It is best to consult customer service and so on. Don't believe that if the interest totals C yuan, you will be divided into six installments.

As a result, you paid back the first installment (600+c)/6+b, which means that you paid back the principal plus interest divided by the number of installments in each installment, but the handling fee must be paid back in the first installment, so you should add the handling fee to the first installment.

For 2-6 installments, you only need to repay the principal plus interest divided by the number of installments.

How many installments do you need? How much is the handling fee for each period? Customer service will make it clear to you. Just remember that the handling fee for the first period will be paid back together, and then the handling fee for each period will be paid back honestly.

Just don't think about how much money is left in the specific account, or whether it is empty or returned.

Also, although the installment is successful, it seems that you only owe the amount of each installment, but in fact the available balance is the amount of the card MINUS the amount you haven't paid back for the whole installment.

The rest is gone, just pay it back on time.