1. Review the submitted materials: whether the copy of ID card, the original work certificate, the original salary income certificate and the application form are complete, and remind them to supplement them if they are insufficient.

2. Enter the credit information stage: verify whether the customer identity information is consistent with the ID card information base, and query the personal credit information system.

3. Telephone verification: Call the applicant and his company to verify whether their information and company information are true and reliable.

4. Send a credit card if you pass the exam.