Bill installment (only for business cards, business cards (including financial business cards), purchase cards, ANA protection cards or supplementary cards) is a new financial management function launched by our credit card, which can help you repay the consumption amount in the bill in monthly installments. You can send a short message, log in to the online bank of credit card or call the customer service hotline 4008205555 to transfer the application to the service specialist. Handling fee per installment = total installment amount × handling fee rate per installment. The minimum handling fee for each installment is 5 yuan, 0.9% for the third installment, 0.75% for the sixth installment, 0.70% for 10 installment, 0.66% for 12 installment, 0.68% for 18 installment and 0.68% for the 24th installment. Whether the bill installment application is approved or not shall be subject to the comprehensive evaluation results of our credit card center. Please log on to the credit card website/click "Credit Management"-"Bill Installment" to inquire about the terms of bill installment.

Shopping installment: Our bank provides interest-free installment service, providing customers with preferential interest-free monthly payment. During the repayment period, customers use our credit card account to pay for the goods in monthly installments, and they can enjoy the interest-free period as long as they repay the goods in full according to the bill amount before the monthly repayment due date. However, there will be installment fees, and the specific charging standards can be used in shops. You can log on to our credit card website/click "Shopping by Stages" to inquire. Even if the installment is settled in advance, the fee will not be refunded. If you buy installment goods in the credit card mall through our credit card website, you don't have to pay the handling fee. When your credit card can be used normally, the installment amount is your actual available amount. For example, your current actual available amount is RMB 3,000, and the amount of installment transactions you can handle does not exceed RMB 3,000. Shopping installment amount is your actual available amount. If your current actual available amount is insufficient, you can't make the installment transaction for the time being. I suggest you apply for increasing the quota first, and then try to handle the installment business. After the installment is successful, the installment amount will all take up your fixed amount. You only need to pay the installment amount on time every month, and the fixed amount occupied by the installment amount will be restored after you pay it back.

If in doubt, please add enterprise QQ customer service 4008205555 or WeChat to WeChat official account "China Merchants Bank Credit Card Center" for detailed consultation.