Guangzhou City

Guangzhou Branch of the People's Bank of China?

Address: Lobby on the first floor, No. 193, Yanjiang Middle Road, Yuexiu District, Guangzhou City, Guangdong Province?

Currently there are three versions of personal credit reports, namely:

1. Personal version: for consumers to understand their credit status, mainly showing the subject of information Credit information and company information, etc. Including personal version and personal detailed version.

2. Bank version: mainly for commercial banks to query. In the credit transaction information, this report does not display the names of other lending banks or credit institutions other than the querying institution. The purpose is to protect business secrets and maintain fairness. compete.

3. Social version: for consumers to open stock index futures accounts. This version displays your credit summary information, mainly including personal professional qualification records, administrative reward and penalty records, court proceedings and enforcement Records, tax arrears records, social insurance records, housing provident fund records and credit transaction records.

Extended information:

Credit reports are divided into personal credit reports and corporate credit reports. They are records of personal credit information issued by the Credit Report Center of the People's Bank of China and are used for inquiries. Social credit for individuals or businesses.

Credit reports are divided into three categories, namely basic personal information, credit transaction information, and other information.

Credit reporting agencies collect information from the source of credit information. Specifically, credit reporting information mainly comes from the following two types of institutions:

Institutions that provide credit services. They are mainly commercial banks, rural credit cooperatives, small loan companies and other specialized institutions that provide credit services.

Other institutions. Including personal housing provident fund centers, personal pension insurance and other institutions.

In addition, some of the above-mentioned institutions also provide basic information such as personal addresses and contact information, and this information is provided by individuals to these institutions when handling business.

Reference materials: Contact information of credit reporting sub-centers and inquiry points across the country