Advantages: 1. Suitable for frequent business trips and inconvenient withdrawals from other places. Therefore, credit cards are often used, including electronic tickets, hotels, and restaurants, and the pressure on borrowing money is much less.

2. Purchase in installments.

3. For business travel and banquets, use a credit card to associate with some specific merchants, hotels, and air ticket booking (such as Ctrip, airlines) cards, and there will be points discounts.

Disadvantages: It depends on your repayment ability. It is best not to have bad records