You can apply for multiple credit cards at CITIC Bank, but the credit card quota is shared. The reason for sharing the credit card line of CITIC Bank is that in order to control the risk of card issuance, the bank will give the same applicant a credit line according to the economic situation of the applicant, and the cardholder may not be able to repay the loan if he exceeds the economic conditions. For example, if a cardholder's monthly income is 1 1,000 yuan, the bank will generally give a credit line of about 20,000 yuan. No matter how many credit cards he applied for in this bank, these credit cards will share this quota, and the credit card is just a carrier of this credit card. Unless he can provide new proof of property.

Of course, the credit line sharing of CITIC Bank is not to share the credit line of the first credit card that the cardholder applied for in the bank, but to share the credit line of the highest credit card that the bank applied for. If the credit card limit applied in the bank for the first time is 20,000 yuan, and the credit card limit applied for the second time is 30,000 yuan, then the credit card limit of CITIC Bank will eventually be shared.