According to the reform plan of "clarifying the property right relationship, strengthening the restraint mechanism, enhancing the service function, the appropriate support of the state and the responsibility of the provincial local government", rural credit cooperatives have been rolled out all over the country.

And set up provincial rural credit cooperatives in various provinces and cities, responsible for the "management, guidance, coordination and service" of rural credit cooperatives in various provinces and cities.

Fuxiang Convenience Card is a debit card product with micro-loan function, which is carefully created by rural credit cooperatives for farmers, self-employed, urban residents and small and micro-business owners.

It is an organic combination of traditional credit business and electronic banking business, a symbol of cardholder's credit identity, and a new mode of modern business and consumption.

Extended data

How to handle the Fuxiang convenience card issued by rural credit cooperatives;

1, with ID card;

2. Go to the business hall of rural credit cooperatives;

3. Handle the Fuxiang card business at the counter.

Generally speaking, to apply for a personal loan, you need to meet the following conditions:

1. A China citizen who has a permanent residence, permanent residence or valid residence certificate at the place where the loan bank is located, is under 65 years of age (inclusive) and has full capacity for civil conduct.

2 have a legitimate occupation and stable income, and have the ability to repay the principal and interest of the loan on schedule.

3. Have a good credit record and willingness to repay, and no bad credit record.

4. It can provide legal, effective and reliable guarantees recognized by banks.

5. There is a clear loan purpose, and the loan purpose is in compliance with relevant regulations.

6. Other conditions stipulated by the bank.

7. Generally speaking, for loan types such as personal comprehensive consumption loans and personal credit loans, the conditions for applying for loans are largely based on the level of personal credit accumulation in banks.

At this time, when applying for a loan, try to submit some materials that can increase your credit, such as academic qualifications and income certificates. The higher the credit accumulation, the larger the loan amount.

Expanding information sources Baidu Encyclopedia-Rural Credit Cooperatives

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