The conditions for applying for a credit card master card are: 1) at least 18 to 70 years old, with full civil capacity; 2) Have a stable occupation and income, be able to repay the principal and interest on time, and have a good credit.

What are the requirements for applying for a credit card in a bank?

Credit card application conditions:

1. Does it meet the requirements for banks to issue credit cards?

2. The age is between 18 and 65.

3. Have a stable occupation and income.

4. Have good credit and the ability to repay the principal and interest on time.

5. Natural persons with full capacity for civil conduct (robots, vegetarians, minors and people with a certain degree of mental illness are not allowed).

Additional requirements for processing credit cards are:

1, academic certificate. Education level will affect the credit card limit. Generally speaking, the higher the educational background, the higher the number of places.

2. Personal credit information. Personal credit information is very important for applying for a credit card. Only when the credit record is good will the bank allow the application.

3. Proof of assets. It is easier to apply if the applicant has assets such as a house and a car that can prove repayment ability.

4. Social security card. The applicant's work unit is good, and it is relatively easy to pay social security and apply for a card.

5. Credit cards and running water from other banks. Without social security, the applicant can also show his bank account or credit card and prove his repayment ability.

Credit card, also known as credit card. It is a non-cash transaction payment method and a simple credit service. A credit card is a credit certificate issued by a commercial bank or a credit card company to eligible consumers. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits. The credit card stipulated in the relevant laws of China (Interpretation of the NPC Standing Committee on Credit Card Terms in the Criminal Law of People's Republic of China (PRC)) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. 20 17 12 1, The Standard of English Translation and Writing in Public Service Field was formally implemented.

What do I need to bring to apply for a credit card?

Get your ID card and work permit ready. Bring salary card, driver's license, real estate license, bank running list and other materials to increase the credit card limit. Bring information to the bank counter, fill in the credit card application form, submit materials and apply for a credit card under the guidance of the staff. Provide relevant information on the internet of major banks and get credit cards after verification. Note that online processing is convenient and fast, but it takes time to review.

What are the requirements for credit cards?

First, the Bank of Communications credit card processing conditions

1. Principal card applicant: 18-60 years old;

2. Supplementary card applicant: 16 years old, with civil capacity;

3. Apply for an ordinary credit card: the annual salary before tax is 24,000 yuan; Apply for a credit card gold card: the annual salary before tax is 80 thousand yuan;

4. Retirees and housewives: the annual income is 24,000 yuan, and proof of own property or vehicle is required;

After the above conditions are met, the corresponding supporting documents need to be submitted.

ICBC credit card processing conditions

1, age 18 (inclusive);

2. Have full capacity for civil conduct;

3. The work unit or fixed residence is in the location of the card issuer;

4. The income is stable, higher than the local average.

Consumers who meet the above conditions can apply for Peony Credit Card at any business outlet of your local Industrial and Commercial Bank.

In addition, after the credit card is successfully processed, no more than two supplementary cards can be processed for the spouse, parents or children above 13.

Three, China Agricultural Bank credit card processing conditions.

(A) the main card processing conditions

1. The team leader must be an individual with full civil capacity at the age of 18;

2. The applicant must be the head of the rural household registration or other family members designated by the head of the household, and each household is limited to one person;

3. Fill in the application form when applying, and handle it with the household registration book and resident ID card.

(2) Conditions for handling supplementary cards

1. The applicant who belongs to the card must be the family member of the main cardholder, and the main cardholder shall apply to the local branch of the Agricultural Bank on his behalf.

2. Fill in the application form when applying, and provide the resident ID card and household registration book of the main cardholder and the supplementary card applicant.

Four, China Merchants Bank credit card processing conditions

Applicants should be 18~60 years old (foreigners 25~60 years old), have certain economic ability and good credit record. Please refer to the actual audit of China Merchants Bank for the credit card application results.

Five, the construction bank credit card processing conditions

(A) the main card processing conditions

1, age 18 to 70, with full capacity for civil conduct;

2. Have a stable occupation and income, be able to repay the principal and interest on time, and have a good credit.

It should be reminded that according to the regulations of the China Banking Regulatory Commission, college students who have reached the age of 18 must implement the second repayment source when applying for a card. Therefore, your parents (or relatives) will need to fill in and submit relevant application materials when you apply for a card.

(2) Conditions for handling supplementary cards

1, with full capacity for civil conduct or 13 years old or above with limited capacity for civil conduct;

2./Kloc-Under 0/8 years of age, the supplementary card must be approved by its legal guardian, and only the supplementary card of its legal guardian can be processed.

Six, China bank credit card processing conditions.

All China citizens who have reached the age of 18, have full capacity for civil conduct, have a legally stable income, foreigners who have the right of abode in China, and compatriots from Hong Kong, Macao and Taiwan can apply for a China bank credit card locally.

Seven, Minsheng Bank credit card processing conditions

The main card applicant must be at least 18 years old (foreigners, Hong Kong, Macao and Taiwan people must be at least 25 years old), and the auxiliary card applicant must be at least 13 years old (children of non-main card applicants must be at least 18 years old). In addition, the main card applicant must have a legitimate occupation or a stable income.

Eight, CITIC Bank credit card processing conditions

The applicant must be a natural person aged 18-60 with full capacity for civil conduct;

Nine. Conditions for handling credit cards of Guangfa Bank

1. The resident city has branches of Guangfa Bank;

2. The age meets the requirements of Guangfa Bank;

3. Have a stable job and income;

4. Fill in the credit card online application materials as required.

Ten, postal credit card processing conditions

(1) Conditions for handling the main card of postal credit card

1. Applicants who apply for the master card of the Postal Savings Credit Card must be Chinese mainland residents aged 18 and under 60;

2. When the primary card and the secondary card are applied at the same time, each primary card application can only be accompanied by one secondary card application;

(2) Conditions for handling supplementary cards of postal credit cards

1. Applicants applying for supplementary cards of postal savings credit cards must be Chinese mainland residents under 60 years old.

2. The application for supplementary cards shall be submitted after the main card is approved, and each main card can apply for up to 4 supplementary cards.

Eleven, rural credit card processing conditions

1, age18;

2. Urban and rural residents who have a fixed occupation and stable income and work in the place where their permanent residence is located;

3. Fill in the application form and sign at the "Signature of the Applicant".

Twelve, Shanghai Pudong Development Bank credit card processing conditions

1, age 18 (inclusive);

2. Have full capacity for civil conduct;

3. The work unit or fixed residence is in the location of the card issuer;

4. The income is stable, higher than the local average.

Consumers who meet the above conditions can apply for Peony Credit Card at any business outlet of your local Industrial and Commercial Bank.

In addition, after the credit card is successfully processed, no more than two supplementary cards can be processed for the spouse, parents or children above 13.

Let's stop here for the introduction of credit card conditions.