Hua Xia Bank AMI Credit Card Classic Heritage Series. According to the official information released by Hua Xia Bank, Hua Xia Credit Card was officially issued on June 18, 2007. The first series of credit cards are divided into three types: ordinary card, gold card and titanium card. In terms of product function design, it has the following features: Exclusive benefits include shopping coupons, electronic dining coupons, installments with bills starting from RMB 100, 0.5%/issue exclusive rate discount, double points in the birthday month, and annual fee exemption for 5 card transactions.