How to handle the visa credit card of Huaxia Bank? What are the conditions?
1. Counter handling: Users can apply for credit card (debit card) business at any branch counter of Huaxia Bank with their ID card.
2. Mobile banking: users open mobile banking, click "Credit Card (Debit Card)-Apply for Bid Card" in turn, select the credit card (Debit Card) to be processed, and click "Apply Now".
3. Official website: Users open Huaxia Bank official website, click "Credit Card (Debit Card)-Credit Card (Debit Card) Application" in turn, select the credit card (Debit Card) they want to apply for, and click "Apply Now".
4. wechat WeChat official account: users search and pay attention to "Hua Xia Bank" on wechat, click "Yue Finance-Credit Card (Debit Card) Online Application" in turn after entering, select the credit card (Debit Card) to handle, and click "Apply Now".
Credit card (debit card) processing conditions:
1. Applicant's age requirements: the age must be 18-65 years old.
2. Have a stable work unit and income.
3. No bad credit record.
how does Huaxia bank handle credit cards (debit cards) online?
There are many ways for Huaxia Bank to handle credit cards (debit cards) online, including WeChat WeChat official account, mobile banking and online banking. Taking online banking as an example, the specific process is as follows:
1. Users open and log in to Huaxia Bank official website;
2. Click on "Credit Card (Debit Card)" at the top of official website;
3. After entering, select the type of credit card (debit card) you want to handle;
4. click "credit card (debit card) application";
5. Enter the page and fill in the personal identification information;
6. finally, submit the credit card (debit card) application to complete online processing.
Is it easy to apply for Huaxia Credit Card?
Huaxia Bank's credit card processing methods include: submitting application materials to local bank outlets, filling out information online in official website, and filling out application forms through salesmen.
The conditions to be met are as follows:
1. Basic age requirements: the applicant must be at least 18 years old, have full civil capacity and hold valid identity documents.
2. Working conditions are also one of the requirements. Applicants should have a stable job and income, and a stable job can enable the bank to ensure that the applicant is able to pay off the credit card account.
3. Good personal credit information. Cardholders with credit cards should know the importance of personal credit information in life. Good personal credit information is useful for borrowing, applying for credit cards, and withdrawing money.
4. You can also apply for Huaxia Bank credit card, hold another bank's credit card, and ensure that the credit card has been used for more than 9 months. In addition, you must have good repayment habits and provide social security certificates.
5. The proper display of personal assets is not a necessary condition, but it will give the bank a certain understanding of the applicant's financial resources. The amount of fixed assets, to a certain extent, determines the credit card amount.
what are the requirements for Huaxia bank to apply for a credit card?
1. Credit card application conditions of Huaxia Bank
The credit card application conditions of Huaxia Bank are relatively loose, and you only need to provide the following certificates:
1. Age requirements: Chinese residents must be 18-65 years old, and foreigners must be 25-65 years old;
2. Job requirements: having a stable work unit, income and fixed residence;
3. Credit requirements: no bad credit record (how to establish a good credit record);
if you need to apply for a supplementary card, the applicant for the supplementary card must be the parents, brothers and sisters, spouse or children of the applicant for the main card, and the age is between 16 and 25.
2. Necessary materials for Huaxia Bank's credit card application
Necessary materials for Huaxia Bank's credit card application If you are a customer who applies for Huaxia Bank's credit card for the first time, the application materials for Huaxia Bank's credit card are divided into necessary materials and auxiliary materials: the necessary materials are the materials you must provide when applying for Huaxia Bank's credit card, and the auxiliary materials help you improve the approval rate and credit limit.
1. identification information: a copy of the resident identity card or military officer's card; If you are a Hong Kong and Macao compatriot, you need to provide a copy of your Mainland Pass and residence certificate for more than one year; If you are a foreigner, you can provide a copy of your passport and residence permit for more than one year. Among them, applicants for supplementary cards under the age of 16 must provide a copy of the household registration book.
2. Proof of work and income: proof of salary and copy of social security (paid for more than half a year).
Auxiliary materials for Huaxia Bank's credit card application: education background, professional title, professional qualification certificate, self-owned real estate license, self-owned car driving license, copy of Huaxia Bank's time deposit certificate, original documents of any telephone, water, electricity and gas charges for three months at the current residence, and other bank credit card certification documents (original three-phase statement).
Huaxia Bank's credit card application materials are different due to the applicant's conditions and the card you apply for. You can freely choose the appropriate application materials according to your own situation.
Attention should be paid to the method of "handling cards by card":
1) There is no overdue record of other banks' credit cards for more than 3 days within 6 months;
2) The average credit line is not less than 5, yuan; If you have more than 3 credit cards from other banks, and the credit limit is more than 9%, the bank will generally not handle them.
So much for the introduction of Huaxia Bank's credit card processing.