1. Apply to ICBC or a designated car dealer for car purchase by installment with a credit card (just submit the required materials);

2. ICBC examines customers' application for credit card loans to buy cars;

3. Pay the car down payment to the car dealer;

4. After passing the audit, ICBC signs contracts such as loans and guarantees with customers;

5. ICBC issues loans, and banks directly transfer the loans applied by customers to the accounts of auto dealers.

6. You can pick up the car after handling auto insurance and other businesses;

7. Repay ICBC on time by credit card every month.