When is the credit card billing date?

The sunrise billing time of credit card bills is not uniform, and different banks will be different. On the billing date, the bank will settle the consumption before the billing date, and the consumption on the billing date will not be included in the current bill.

the credit card billing date means that the issuing bank will regularly summarize and settle all transactions and expenses in your credit card account in the current period every month, calculate the total amount owed and the minimum repayment amount in the current period, and mail the statement for you. This date is the billing statement of your credit card.

Details of billing date

ICBC unifies the month-end date, that is, the last day of natural month, and cannot be changed

The monthly billing date of China Bank is generated with the system, which is fixed for each cardholder, and cannot be changed

The billing dates available for CCB include February, May, July, October, 12, 13, 15, 17, and October. Change it every natural year

Industrial Bank takes the 2nd, 4th, 6th, 8th, 15th, 18th, 11th, 21st and 23rd of each month as the billing date, and cardholders can change it every six months

Minsheng Bank takes the 1st, 3rd, 6th, 9th, 11th, 13th, 16th, 19th, 21st, 24th and 23rd of each month. It can be changed once a year

Guangdong Development Bank is divided into cities, and each city has its own billing date, which cannot be changed: for example, the billing date in Beijing is the 2th; The billing day in Shenzhen is my birthday. If your birthday is March 5th, then the billing date is the 5th of every month.

The 1th of each month of Shenzhen Development Bank is the bank closing date

The monthly billing date of Shanghai Pudong Development Bank is generated with the system, which is fixed for each cardholder and can be changed once a year.

The billing date of each cardholder of Huaxia Bank is different. Your billing date of each period will be listed in the statement. Only once a year

China Postal Savings Bank takes the 3rd, 7th, 9th, 11th, 21st and 26th of each month as the billing date. Only the credit card that has issued the bill can modify the billing date, and only once a year. If there is installment payment, overdue account, exceeding credit limit, etc., the billing date cannot be modified.

What does the credit card billing date mean?

The credit card billing date refers to the billing date of the bank, that is, the date when the bank summarizes and settles the current transaction amount. When the bill comes out, it will show the total amount owed and the minimum repayment amount of the current period, and the minimum repayment amount must be paid on the repayment date so as not to be overdue. Credit card billing date is generally designated by the bank, but some banks can provide modification service. The bank will give several dates for cardholders to choose, and the modification will take effect next month. Please consult the issuing bank for details.

a credit card, also known as a debit card, is a credit certificate issued by a commercial bank or credit card company to a consumer with qualified credit. It is in the form of a card with the name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to special commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.

The credit card stipulated in the relevant laws of our country (Interpretation of the NPC Standing Committee on the Provisions on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or some functions such as consumer payment, credit loan, transfer settlement, cash deposit and withdrawal. On December 1, 217, the Standard for English Translation and Writing in Public Service Field was officially implemented, stipulating that the English name of the CreditCard standard is Credit Card. Credit card consumption is a non-cash transaction payment method, and there is no need to pay cash when spending, and repayment will be made on the billing date.

Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards with a certain credit limit within which the cardholder can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the specified credit limit. The credit card generally refers to a credit card.

from January 1, 221, the credit card overdraft interest rate will be determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate will be cancelled (the original upper limit is .7 times of the daily interest rate, and the lower limit is .7 times of the daily interest rate). On May 25th, 221, the Supreme People promulgated and implemented the Provisions of the Supreme People on Several Issues Concerning the Trial of Civil Cases of Bank Cards.

when will the bill be issued if the credit card bill is swiped

before 24: on the bill day. Credit card billing is usually before 24 o'clock on the day of billing. The bank will check the cardholder's consumption records before the billing date, but there is no specific time for billing.

generally speaking, when to repay the credit card bill on the same day depends on the settlement time of the merchant. Usually, the merchant settles the account on the second day of the cardholder's consumption, so that the credit card bill on the same day will be included in the next bill, and the cardholder can enjoy the longest interest-free period. However, some merchants will settle their credit card bills on the same day in time, and the consumption on the same day will be included in the current consumption.

What do you mean by credit card billing date and repayment date?

Hello, billing date is the date on which the card issuing bank regularly summarizes and settles the transactions and expenses of the cardholder's credit card account in the current period, and calculates the interest and repayment amount of the cardholder in the current period. The consumption on the billing date is included in the next bill. Please show the repayment in the bill. In each bill, the closing date of recorded credit card transactions is called "billing date". The due repayment date is generally around the 18th day after the bill date (whichever is shown in the bill). 3 natural days after the due repayment date is the repayment grace period.

billing dates of different cardholders may be different from each other. For example, if the billing date is 25th of each month, all transactions recorded in each billing period are from 26th of last month to 25th of this month, and the corresponding final repayment date is 13th of the following month. The consumption on the 25th is generally recorded on 26th, and will be included in the next bill.

If you have any questions, please open the homepage of China Merchants Bank and click "Online Customer Service" in the upper right corner to enter the consultation.

This is the end of the introduction about the credit card billing date and how to check the credit card billing date. Did you find the information you need?