How to withdraw cash from Pudong Development Bank on mobile phone
Pudong Development Bank credit card can withdraw cash. If you want to withdraw cash directly through mobile phone, you can log in to online banking or mobile banking to make overdraft transfer directly.
1. If the credit card is overdraftable and bears the UnionPay logo, you can withdraw cash directly through an ATM.
2. Go to a bank branch to withdraw cash directly at the counter.
3. Call the bank’s hotline 95528 to apply. Generally, banks will directly deposit cash into your savings card, which you can use directly.
4. You can transfer overdraft directly to your savings card through online banking or mobile banking.
In addition, there are handling fees and interest. The cash withdrawal handling fee of Shanghai Pudong Development Bank is 20 yuan of the withdrawal amount, with a minimum of 20 yuan per transaction. At the same time, in addition to handling fees, cash withdrawals from credit card overdrafts must also pay interest, and do not enjoy interest-free treatment. The daily interest rate for cash withdrawals is 0.5%, and compound interest is calculated monthly.
Shanghai Pudong Development Bank was established with the approval of the People's Bank of China on August 28, 1992, opened for business on January 9, 1993, and was successfully listed on the Shanghai Stock Exchange in 1999 (stock trading code: 600000) is a national joint-stock commercial bank with its head office in Shanghai.
Can I withdraw cash with Pudong Development Credit Card? How to do it?
First, withdraw cash from ATM. Withdraw RMB cash at other bank ATMs with the UnionPay logo using your card and password.
Second, withdraw cash at the counter. Cardholders can withdraw RMB cash at the counters of various Shanghai Pudong Development Bank outlets with their cards and passwords.
If you want to withdraw cash overseas, you can withdraw local currency at a local ATM with a VISA or MasterCard or "UnionPay" logo, using your card and password.
1. Pudong Development Bank's credit card cash withdrawal charges:
1. Cash withdrawal handling fee
The domestic RMB cash advance handling fee is 2% of the amount of each cash advance, with a minimum charge of RMB 20 per transaction; The overseas cash advance fee is 2% of the amount of each cash advance, and the minimum fee is 20 yuan/2 US dollars/2 euros/2 pounds per transaction. There is no inter-bank handling fee for cash advance.
2. Cash withdrawal interest
Cash advance does not enjoy interest-free repayment. From the day of withdrawal to the settlement date, interest will be charged at a daily interest rate of 0.5%. Compound interest is calculated monthly. Withdraw cash on the same day and repay the money on the same day, so no interest will accrue. Many banks calculate interest from the date of entry into the account, and the day's interest will not be calculated until 24 hours have passed. If you repay the money on the same day, there will be no interest. However, Some banks will still deduct certain handling fees.
2. Notes on credit card cash withdrawals:
1. No handling fee
Under normal circumstances, credit card cash withdrawals will charge a certain handling fee. However, most banks now offer free handling fees for cash withdrawals. Activity policy; however, fee-free does not mean interest-free. Currently, all banks use fee-based interest calculation methods for cash withdrawals, with no handling fee, but cardholders still need to pay a daily interest of 0.05.
2. Handling fee
The cash withdrawal handling fee is generally deducted directly when withdrawing cash. The cash withdrawal handling fee for domestic bank credit cards is: 1-3 of the cash withdrawal amount. If things continue like this , still relatively expensive.
3. Cash withdrawal limit
The cash withdrawal limit is not the credit limit: Generally, banks have clear regulations that the cash withdrawal limit cannot exceed 50% of the credit limit and 30% of the available balance.
4. Daily cash withdrawal limit
Basically, all bank credit card cash withdrawal limits have daily limits, but each bank has different policies and the limits will be different. It is recommended that you refer to each card issuer for the limit. allow. The cash withdrawal limit of some high-level credit cards can reach 80% of the credit limit and 50% of the available balance.
How to withdraw cash after applying for a reduced limit on a Shanghai Pudong Development Bank credit card
How to withdraw cash after applying for a reduced limit on a Shanghai Pudong Development Bank credit card:
1. To withdraw cash on the mobile app, you need to Shanghai Pudong Development Bank applies for credit card cash installment business.
After the bank approves the application, the amount can be withdrawn to the bound savings card.
2. Go to any branch of Shanghai Pudong Development Bank with your ID card and credit card, and use the credit card transaction password to withdraw cash at the counter.
Can I withdraw cash with a Shanghai Pudong Development Bank credit card?
Hello, you can withdraw cash with a Shanghai Pudong Development Bank credit card.
The Shanghai Pudong Development Bank credit card limit is 30% of the total credit card limit. That is to say, the total credit card limit of Shanghai Pudong Development Bank is 10,000 yuan, then the total amount of cash withdrawals is 3,000 yuan.
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You can withdraw cash with Shanghai Pudong Development Bank credit card, but for There are certain restrictions on the amount of cash you can withdraw.
Currently, the Shanghai Pudong Development Bank limit is 30% of the total credit card limit. Moreover, the handling fee for cash withdrawal by Shanghai Pudong Development Bank credit card is 3 yuan, with a minimum of 30 yuan and no cap on the maximum.
For more information about whether Shanghai Pudong Development Bank credit card can withdraw cash, go to: View more content
Cash withdrawal methods and handling fees with Shanghai Pudong Development Bank credit card
Credit cards are generally used for swiping purchases , cash withdrawal is not encouraged. Cash withdrawal by credit card is a temporary emergency function. Most credit card cash withdrawals require a handling fee. Many friends do not know how to withdraw cash or how much the cash withdrawal fee is, so they dare not withdraw cash easily. Today we will review for you the cash withdrawal methods and cash withdrawal fees of Shanghai Pudong Development Bank credit card.
There is no interest on credit card deposits and there is a handling fee for withdrawing cash
1. How to withdraw cash with Shanghai Pudong Development Bank credit card
Withdraw cash at branches: Shanghai Pudong Development Bank credit card holders can go to nearby You can withdraw cash at the counter of a business outlet or the issuing organization marked on your credit card with your valid ID and credit card transaction password.
ATM cash withdrawal: Shanghai Pudong Development Bank credit card holders can withdraw cash from ATM machines of organizations with markings on their credit cards around the world.
Six tips for Shanghai Pudong Development Bank credit card repayment. Repay easily without worries
2. Pudong Development Bank credit card cash withdrawal fees (discussed in three situations)
1 , Domestic overdraft cash withdrawal handling fee
The Shanghai Pudong Development Bank credit card overdraft withdrawal fee is 3% of the cash withdrawal amount, with a minimum of RMB 30.
2. Overseas overdraft cash withdrawal handling fee
The handling fee for overseas cash withdrawal by Shanghai Pudong Development Bank credit card is calculated as 3% of the amount of each cash withdrawal, and the minimum fee is US$3 (or equivalent) per transaction. foreign currency).
3. Overpayment retrieval handling fee
Our bank’s ATM: minimum cash withdrawal amount is 5 yuan per transaction. ATMs from other banks: 3% of the cash withdrawal amount, not less than RMB 30.
What do you mean by credit card cash withdrawal and cash out? What's the difference?
Warm reminder: Credit card cash withdrawals are small cash loans provided by banks to cardholders, which help cardholders flexibly allocate funds when they are in urgent need. Under normal circumstances, don't withdraw cash easily. It's a waste of handling fees. Some credit cards have conditions for not charging handling fees. It may be the first payment of each month, so be sure to pay attention~
Where is Pudong Development Bank
1. Withdraw cash through an ATM. Users can go to the nearest ATM machine, insert the Shanghai Pudong Development Bank credit card, and enter the bank card password to complete the cash withdrawal.
2. Withdraw cash through the counter of Shanghai Pudong Development Bank branch. Users can bring their credit card and ID card to the counter of the nearest Shanghai Pudong Development Bank branch to apply for cash withdrawal.
That’s it for the introduction of how to withdraw cash with Pufa Credit Card.