In traditional Chinese education, we are often taught by our elders that we must be honest and trustworthy. Only in this way can we gain a foothold in society. After all, a person cannot stand without trust, which means that if there is no trust, , cannot survive, not only in life, this sentence also applies to shopping malls. After all, business people hope to have repeat customers. If they are the kind of customers who come once and then never come again, this is The business will not last long, nor will it be big. The story we are going to tell you today is about a little Chinese girl who accidentally discovered a loophole in a foreign bank card. Instead of reporting the loophole to the bank, she went on a shopping spree and spent nearly 23.88 million yuan. , what is going on? Let's take a look.

Opportunities brought by the rise of credit cards

Now, more and more people are choosing to spend in advance. What does this mean? That means we use credit cards or Ant Huabei on Alipay to buy some goods that we can't pay for right now, and then when we have money next month, we can pay back those Huabei credit cards or whatever. Such a consumption method has greatly promoted the operation of the entire network economy. Of course, it also brings unlimited business opportunities. First, it is convenient and fast. You don’t have to carry cash with you anytime and anywhere, and you don’t have to miss out on your favorite products because you have no money. The second reason is because it greatly satisfies people's shopping desires.

Credit Card Loophole

The name of the little girl in the photo is Michelle Reis. In fact, what kind of child is Michelle Reis in the eyes of her friends and family? Most of the answers they received were that she had good academic performance since childhood, was well-behaved and sensible, and was a good daughter in the eyes of her parents, a good student in the eyes of her teachers, and a good classmate in the eyes of her classmates. After finishing high school, because her family still had more or less capital, So her parents decided to send her to study in the UK. It was during the study abroad period that she discovered a loophole in her credit card. By chance, because she had not planned her living expenses for the month, her local credit card was overdue once. She thought she would soon She received text messages, phone calls and other debt collection information from the bank, but surprisingly there was no such message. With the idea of ??giving it a try, she bought some more things with her credit card, but there was still no message reminder, so she gradually became bolder Get up and brush more and more.

Bank Judgment

After the bank developed, Michelle Reis had swiped more than 23 million yuan, and the bank immediately asked her to repay it. However, because Michelle Reis' family did not have the ability to repay, As a result, the bank took Li Jiaxin to court. However, after several days of investigation and evidence collection by the court, it was finally ruled that Li Jiaxin did not have to repay the debt. The court believed that this was an operational error by the bank and did not belong to Li Jiaxin's personal behavior, so it ruled this way. After hearing this, I wonder if any of my friends are envious.