Application location: 1. Local bank branches; 2. Bank credit card center staff; 3. Some banks (industrial and commercial construction, etc.) support application through online banking.

Application conditions: 1. A person who is over 18 years old and has full legal capacity; 2. A person with stable repayment ability.

Submit proofs: 1. ID card; 2. Proof of work or income; 3. Proof of property, vehicles and other assets under your own name; 4. Social security card; 5. Credit cards from other banks, etc. Each bank has different standards for importing documents, so not all of the above information is required. It depends on the bank's requirements. Proof of employment or income is very important.

You need to fill in basic personal information on the application form, as well as work phone number, home phone number and personal mobile phone number; two contacts (one relative and one friend) and their mobile phone numbers. In addition, ICBC and other banks will assess the star rating based on your assets in ICBC, and determine whether to issue a card based on the star rating.

In order to control risks, banks attach great importance to the repayment ability of the cardholder. The information you submit must make the bank feel that you have sufficient repayment ability. The stronger the repayment ability, the easier it is for the bank to issue the card.

First find a credit card salesperson or lobby teller to fill out an application form. The other party will probably approve the card based on your conditions, so they will usually ask you to fill in the application form. After filling in the form, you will have hope, and then submit the above information, etc. For bank approval, the bank will decide whether to approve the card and the credit limit based on the comprehensive score of the information submitted by the applicant. The reference items include age, gender, unit, income, position, housing, education, marriage, real estate, professional title, credit record, etc. , one score segment corresponds to one result, from not approving the card to approving the card, from low limit to high limit. After submitting the form, you can enter your ID number on the bank’s official website to check the application progress.