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What does potential customer mean? Can I apply for a credit card?

Potential customers are one of the customer levels classified by Shengtong Tong. Such customers can enjoy basic services such as SMS notifications and emergency assistance provided by the Shengtong Tong card.

You can apply for a credit card.

According to the provisions of Article 6 of China Construction Bank's "Credit Card Articles"

A natural person who is over 18 years old and has full civil capacity and repayment ability can use his or her valid identity document and Relevant supporting documents are required to apply for the main personal card. You can also apply for supplementary cards for other natural persons with full capacity for civil conduct or natural persons with limited capacity for civil conduct (must obtain permission from their legal representatives). The main cardholder can apply to cancel the supplementary card at any time.

Extended information:

Changes in the level of settlement card customers

The settlement card business implements point management, based on the customer's monthly average current deposit points of the settlement card Four indicators, basic points, contribution points (monthly transaction volume), and integrity points are the basis for points. Customers are divided into four customer groups: potential, ordinary, good, and excellent according to their total points. The customer groups at each level are Assessments are automatically made on a monthly basis based on the quantitative standards of customer total points.

If you need to inquire or if your level changes, the head of the household should bring your valid ID and settlement card to the bank where you opened your account for consultation.

China Construction Bank - What are potential customers of Settlement Pass

China Construction Bank - Credit Card Regulations