Advantages: the installment amount is relatively high (up to 5 times) and does not occupy the amount; Support AliPay;

Disadvantages: few outlets; Online banking is rubbish; No 400 calls; Integral is not permanently valid; You don't need to enter your ID number to call customer service, just enter your card number. How can a person with dozens of cards like me remember the card number? Not human at all; You must swipe your card once within 30 days after verifying the card, otherwise you will be charged an annual fee;

Conclusion: It is suitable for friends who need to cash in by stages and has no other function.

The following are some advantages and disadvantages of other bank credit cards, which the landlord can refer to.

China Minsheng Banking Corporation

Advantages: high integral value; No quota by stages; It's not bad that the gold card has lawyer service; ID card is very private, that is, it needs business card printing fee; There is no handling fee for withdrawal;

Disadvantages: few outlets; Alipay is not supported; The interface of online banking is relatively rigid;

Summary: suitable for friends who value points more;

industrial bank

Advantages: support "Tenpay" repayment; "Golden Card" can enjoy the VIP room service at the airport;

Disadvantages: there is no 800 400 customer service; Less outlets; Discrimination against agricultural registered permanent residence and men;

Summary: suitable for friends who often fly and don't want to pay the annual fee of platinum card;

Guangdong Development Bank

Advantages: Cash withdrawal can be 100% after half a year; 56 days long interest-free period; The starting point of "Yangyang Tour" is low (as long as 500); There is a 48-hour card loss guarantee; Support AliPay;

Disadvantages: there are no 800 and 400 telephones, and 95508 are set up by branches all over the country; Less outlets;

Summary: Suitable for friends who like full cash withdrawal and low starting point installment;

SDB Shenzhen Development Bank

Advantages: basically useless, it is ok to have a "Wal-Mart Imagination Card"; The quotas of international cards and domestic cards are separate;

Disadvantages: few outlets; 9550 1 can be connected to the manual service for half an hour. I invite you to dinner. Wal-Mart Imagination Card Hotline 400-688-6888 is relatively easy to connect. No 800 calls; The quota is generally low;

Summary: Suitable for friends who often go shopping at Wal-Mart.

Bank of Communications

Advantages: 56 days long interest-free period; YP card can be withdrawn at 100%; Support AliPay;

Disadvantages: no 400 calls; The staging operation is cumbersome; Each card needs to be repaid separately, and the total consumption of all cards will not be automatically counted; Integral is not permanently valid;

Summary: If you often buy home appliances, the "Suning Card" is not bad, double Suning points;

Bank of China

Advantages: there is a personal photo on the back of the credit card, which reduces the risk of being fraudulently used; 1985, the earliest credit card issuing bank in China.

Disadvantages: account cancellation has to go to business outlets; Low quota (common fault of state-owned banks); 800 only for Great Wall International Card; Alipay is not supported;

Conclusion: Olympic cards are suitable for collection.

Shanghai Pudong Development Bank

Advantages: Gold card can enjoy the special merchant service of "CITI Bank" overseas; You can print photos;

Disadvantages: no 400 calls; You have to spend a certain amount to avoid the annual fee (ordinary card 2000, gold card 5000); Less outlets;

Summary: I feel that the appearance of each card in Pufa is very fashionable and suitable for collection.

China Merchants Bank

Advantages: except for the following "disadvantages", everything else is very good;

Disadvantages: the integral policy is inhuman; The interest-free period is the shortest among all issuers, the shortest 18 days;

Summary: Suitable for friends who pay more attention to service than points; I strongly recommend it;

China construction bank

Advantages: more outlets; Compared with the other three major state-owned banks, the application threshold is lower;

Disadvantages: no 400 calls; The quantity is generally low and slow; Each card needs to be repaid separately, and the total consumption of all cards will not be automatically counted;

Summary: Suitable for friends who don't have local joint-stock commercial banks.

Everbright Bank of China

Advantages: you can avoid the annual fee by brushing for 3 times; Foca small cards can be automatically divided into 12 periods (of course, there is a handling fee)

Disadvantages: no 800 calls; 8 yuan has accumulated one point, and the points cannot be exchanged for gifts at present; Less outlets; People with more than six bank credit cards are basically not approved;

Summary: Suitable for collection.

Agricultural Bank of China

Advantages: more outlets; 56 days long interest-free period;

Disadvantages: no 400 calls; The quota is generally low; I feel that banks don't attach great importance to credit card business;

Summary: Suitable for friends who have no local joint-stock commercial banks;

Industrial and Commercial Bank of China

Advantages: There are more than 30,000 outlets in China, which is the bank with the largest number of outlets in China at present; Support Alipay, which can be unlimited;

Disadvantages: such a big bank actually doesn't have 800 telephones, and 400 is not open to individual users; Poor service; Low quota; I have to cancel my account at the outlet;

Summary: Suitable for friends who have no local joint-stock commercial banks;