If your credit card has the following conditions, you can call the bank or complain to China Banking and Insurance Regulatory Commission to recover the interest, and even have a chance to restore your credit. If the cardholder's account transaction changes, such as abnormal transaction or stolen credit card, the bank fails to remind you by SMS or telephone in time and take corresponding measures in time. Because it fails to fulfill the obligation of timely notification, the bank needs to bear the corresponding responsibility. Unless the bank can provide evidence to prove that it has been notified in time, it can also complain to recover interest. See if your love loan bank has notified you.

Love loan is a loan method introduced by Minsheng Bank to customers who meet the relevant conditions during the epidemic period. The biggest difference from ordinary Minsheng Bank is that love loan has the function of delaying the first repayment. When the customer handles the love loan, the system will automatically perform the extension function, but ordinary installment does not have this function.