It is not possible to only rely on ID photos. To apply for a credit card, you need the original ID card, proof of income and other materials. The specific conditions and procedures are as follows:

1. Information required for applying for a credit card:

1. Identity certification materials;

2. Work and income certification materials;

3. Financial resources certification materials;

4. Academic title, professional qualification certificate, self-owned real estate certificate, self-owned car driving license and other auxiliary materials;

2. Application conditions:

1. Aged 18-65 years old, with civil qualifications Capable citizens.

2. Have stable income and provide proof of income. If you have successfully applied for a credit card, you can use the card to apply for a card, and the process will be much easier.

3. The personal credit report must be good and have no bad records.

4. Whether you can successfully apply for a credit card is also related to your occupation. For example, security guards, self-employed people, farmers, etc. are more difficult to successfully apply for. Some banks have launched "Huimin Cards" for farmers.

5. Generally speaking, a stable job is a necessary condition for successfully applying for a credit card.

6. Foreign and overseas personnel and active-duty military officers who receive the card in their own name should provide a temporary household registration issued by the local public security department or a certificate issued by the relevant department, and must provide a guarantee unit that meets the guarantee conditions or have a local household registration. , a guarantor working locally.

3. Process:

1. Apply for an appointment online;

2. Three to five working days after the appointment, staff will contact you to collect information. ;

3. It takes about 7 to 10 working days for the bank system to review personal information and call back;

4. If the review is passed, it will be sent out in about 10 working days. Take out a credit card;