no, credit cards can be used in various consumer fields, such as shopping in shopping malls, eating, etc. You can use them wherever you can swipe your card, and you can also bind third-party payment, such as Alipay and WeChat. Credit cards will also carry out preferential activities from time to time, aiming at some merchants' catering industry and watching movies. Moreover, credit card consumption enjoys an interest-free period, as long as it is repaid in full and on time according to the amount of the bill on the due repayment date, it enjoys an interest-free period.