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Do I need a credit card to apply for Paypal?

The unique authority of mainland China is that you can associate domestic ordinary bank cards. There is no need to associate a credit card. Ordinary bank cards issued by the Construction Bank are acceptable. If you apply for a credit card, it must be an international dual-currency credit card. Yes, only credit cards with international credit card logos such as VISA/MASTER can be associated.

If you want to use PayPal to pay, you must bind an international dual-currency credit card, otherwise you will not be able to pay. For credit card requirements, you need to contact the relevant bank for consultation.

When authenticating with Paypal, you can choose a Chinese local bank card or credit card. Bank cards only support China Merchants Bank, China Construction Bank, and ICBC, and must be multi-currency accounts. The credit card used for authentication must be an international dual-currency credit card.

Extended information:

When a payer wants to pay an amount to a merchant or payee through PayPal, it can be divided into the following methods:

1 . As long as there is an email address, the payer can log in to open a PayPal account, become its user through verification, provide credit card or related bank information, increase the account amount, and transfer a certain amount of money from the account registered when opening the account (such as a credit card) Transfer to PayPal account.

2. When the payer initiates the payment process to a third party, he must first enter his PayPal account, specify a specific remittance amount, and provide the payee's email account to PayPal.

3. PayPal then sends an email to the merchant or payee, notifying them that there is money waiting to be collected or transferred.

4. If the merchant or payee is also a PayPal user, after they decide to accept, the money designated by the payer will be transferred to the payee.

Baidu Encyclopedia-paypal