Different types of Ping An credit cards have different annual fee charging standards. For example, Ping An Auto Owner's Credit Card, Insurance Gold Card, etc. will incur a first-year annual fee upon activation, and the first-year annual fee will not be reduced. The annual fee will be waived if you spend over RMB 30,000 in the current year. There is no spending limit on your card, and the annual fee will be waived for life. For standard cards, iQiyi Gold Cards, etc., the annual fee for the next year will be waived if you spend 6 times a year.

Detailed annual fee rules can be found out by sending a card letter or through the official website of Ping An Credit Card. Official website link: /kazhongjieshao/zifeibiaozhun.shtml

If you still have questions after verification, you can check through the credit card Feedback from customer service hotline 95511-2.